What this calculator does
Days cash on hand works out how many days a business could cover its operating costs from cash reserves. Enter your own figures above and the answer updates as you type: nothing is fixed in the code, so the result reflects exactly the numbers you supply.
The formula this calculator evaluates is printed under the tool and explained below, so you can check the working by hand or reuse it in a spreadsheet.
The formula
FormulaDays cash on hand = Cash & equivalents / ((Annual operating expenses − Non-cash charges) / 365)
The inputs explained
| Field | What to enter |
|---|---|
| Cash & short-term investments ($) | A number, measured in your currency. Starts at 400000. |
| Annual operating expenses ($) | A number, measured in your currency. Starts at 1800000. |
| Non-cash charges (depreciation & amortisation) ($) | A number, measured in your currency. Starts at 150000. |
Worked examples
Every figure in the tables below is produced by this page’s own calculator at build time, so the numbers and the tool always agree. Select any row to load that scenario.
How the answer changes with cash & short-term investments
Every other input is held at the calculator’s starting values while cash & short-term investments varies. Select any row to load that scenario into the calculator.
How the answer changes with cash & short-term investments
| Cash & short-term investments ($) | Days cash on hand | Daily cash operating cost | Equivalent in months |
|---|---|---|---|
| 200,000 | 44.2 days | $4,520.55 | 1.5 months |
| 300,000 | 66.4 days | $4,520.55 | 2.2 months |
| 400,000 | 88.5 days | $4,520.55 | 2.9 months |
| 600,000 | 132.7 days | $4,520.55 | 4.4 months |
| 800,000 | 177.0 days | $4,520.55 | 5.8 months |
| 1,200,000 | 265.5 days | $4,520.55 | 8.7 months |