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Calculators/Finance/Break-even point
Finance

Break-even point calculator

Units and revenue needed before a business turns a profit.

What this calculator does

Break-even is the volume at which total revenue exactly covers total costs. Below it a business runs at a loss; above it, every additional unit contributes its full contribution margin to profit. It is the single most useful number for judging whether a product, a price or a whole venture is viable.

The mechanism is the contribution margin: the price less the variable cost of producing one more unit. That is what each sale contributes toward the fixed costs. Divide the fixed costs by it and you have the number of units that must be sold before anything is earned.

The formula

FormulaBreak-even units = Fixed costs / (Price − Variable cost per unit)

Fixed costs stay the same regardless of volume; variable costs rise with each unit. Each sale contributes price minus variable cost, so the volume that covers the fixed base is fixed costs divided by the contribution margin.

TermMeaning
Fixed costsCosts that do not change with volume: rent, salaries, insurance, software.
Variable costThe cost of producing one more unit: materials, freight, transaction fees.
Contribution marginPrice less variable cost: what each sale contributes to fixed costs and profit.
Margin of safetyHow far sales can fall below expectations before you hit break-even.

The inputs explained

FieldWhat to enter
Fixed costs ($)Total fixed costs for the period: usually a year. Include rent, salaries, insurance and anything else that is payable whether or not you sell anything.
Price per unit ($)Your selling price per unit, excluding sales tax.
Variable cost per unit ($)The cost of one additional unit. Include materials, packaging, freight and payment processing fees.
Units you expect to sellThe volume you expect to sell in the same period as the fixed costs.

When to use it

Testing a business idea

Estimate the fixed costs and the unit economics, then look at the break-even volume. The honest question is whether that many units is plausible in your market: often the answer settles the idea before any money is spent.

Deciding whether to cut the price

A lower price cuts the contribution margin and raises the break-even volume, sometimes sharply. Run both prices and check whether the extra volume you expect actually clears the higher hurdle.

Justifying a fixed-cost increase

A new hire, a bigger space or a software subscription raises the fixed base. The change in break-even units tells you how much extra you need to sell simply to stand still.

Assessing how much risk you carry

The margin of safety shows how far sales can fall before losses start. A thin margin of safety means the business is fragile even if it is currently profitable.

Worked examples

Every figure in the tables below is produced by this page’s own calculator at build time, so the numbers and the tool always agree. Select any row to load that scenario.

How the price changes break-even

With fixed costs of $50,000 and a $10 variable cost per unit, only the price changes.

$50,000 fixed costs, $10 variable cost
Price per unitBreak-even unitsBreak-even revenueContribution margin per unit
$1225,000$300,000.00$2.00 (16.7%)
$1510,000$150,000.00$5.00 (33.3%)
$205,000$100,000.00$10.00 (50.0%)
$253,333$83,333.33$15.00 (60.0%)
$352,000$70,000.00$25.00 (71.4%)
$501,250$62,500.00$40.00 (80.0%)
At $12 the contribution is only $2, so 25,000 units are needed. At $50 it takes 1,250. Small price changes have an outsized effect when the variable cost is close to the price.

The effect of fixed costs

A $15 contribution margin against different levels of fixed cost.

$25 price, $10 variable cost, 5,000 units expected
Fixed costsBreak-even unitsProfit at 5,000 unitsMargin of safety
$20,0001,333$55,000.0073.3%
$40,0002,667$35,000.0046.7%
$50,0003,333$25,000.0033.3%
$60,0004,000$15,000.0020.0%
$75,0005,000$0.000.000%
$90,0006,000−$15,000.00-20.0%
Above $75,000 of fixed cost the expected 5,000 units no longer covers the base, and the margin of safety turns negative: the clearest early warning a plan can give.

How the variable cost squeezes the model

Rising input costs at a fixed selling price.

$25 price, $50,000 fixed costs
Variable costBreak-even unitsContribution margin per unitProfit at 5,000 units
$52,500$20.00 (80.0%)$50,000.00
$103,333$15.00 (60.0%)$25,000.00
$155,000$10.00 (40.0%)$0.00
$187,143$7.00 (28.0%)−$15,000.00
$2010,000$5.00 (20.0%)−$25,000.00
$2216,667$3.00 (12.0%)−$35,000.00
A variable cost rising from $10 to $20 triples the break-even volume, from about 3,300 units to 10,000. Input cost inflation is dangerous precisely because its effect on viability is non-linear.

Questions

What counts as a fixed cost?

Anything payable regardless of how much you sell: rent, permanent salaries, insurance, software subscriptions, loan repayments. If it appears on the bill whether you sell one unit or a thousand, it is fixed.

What if I sell several different products?

Use a weighted average contribution margin across your product mix, or run the calculation per product line with fixed costs allocated between them. Neither is perfect, but the per-line version is usually more informative.

Why is my break-even revenue higher than my fixed costs?

Because revenue must cover both the fixed costs and the variable costs of every unit sold. Only the contribution margin portion of revenue goes toward the fixed base.

Does break-even include my own wage?

It should, if you need to be paid. Leaving the owner’s income out of fixed costs produces a break-even point that looks achievable but leaves nothing to live on.

What is a healthy margin of safety?

There is no universal figure, but a business operating close to break-even has little room for a bad quarter. The wider the margin, the more shock the business can absorb.

To set the price in the first place, use the margin and markup calculator. For project-level appraisal, see NPV and IRR.