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Finance

Blended interest rate calculator

The single weighted rate that several loans are effectively costing.

What this calculator does

Blended interest rate works out the single weighted rate that several loans are effectively costing. Enter your own figures above and the answer updates as you type: nothing is fixed in the code, so the result reflects exactly the numbers you supply.

The formula this calculator evaluates is printed under the tool and explained below, so you can check the working by hand or reuse it in a spreadsheet.

The formula

FormulaBlended rate = Σ(balance × rate) / Σ(balance), for loans on the same payment period

The inputs explained

FieldWhat to enter
Loan balances (comma separated)A list of numbers, separated by commas or spaces.
Interest rates, same order (comma separated %)A list of numbers, separated by commas or spaces.